Last updated August 2026.

Security

Cirtus Trust · 1 Harbour Street, Wilmington, DE

How we protect your account

  • Passwords and PINs are stored hashed. Nobody at Cirtus, including staff, can read them.
  • Repeated failed sign-in attempts are rate limited.
  • Sessions expire automatically after 30 minutes of inactivity.
  • Payments require a transfer PIN, and optionally a one-time code and clearance codes.
  • Funds for a pending payment are held so the same money cannot be committed twice.
  • Every staff action against an account is written to an audit log.

What we will never do

We will never ask for your password, transfer PIN or a one-time code — not by phone, email, SMS or any messaging app. Anybody who does is not us.

What you can do

  • Turn on two-step sign-in under Security.
  • Use a password you do not use on any other site.
  • Review your sign-in history occasionally.
  • Freeze a card the moment something looks wrong — you can unfreeze it just as fast.

Reporting something

If you think your account has been compromised, or you have received a message pretending to be from us, contact support@cirtus.online or call +1 800 000 0000 straight away.